Stock market returns are not risk-free returns, while paying down debt provides a risk-free return equal to the interest rate on the debt. A less aggressive investment mix, meaning one with a lower allocation to stocks, should typically generate slightly lower returns (on average). When you invest, you're essentially filling up your watering can to grow your wealth. But if you have expensive debts, it's like having a hole in the bottom of. SQLITE DIFFERENCE BETWEEN UPDATE AND REPLACE BY

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Should You Invest or Pay Off Debt? (VERY Important)

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